Fine art and specie collections can appreciate significantly in value over short periods of time. As a result, insuring these high value items under a general property insurance policy could result in the fine art and specie collections being underinsured in the event of a loss.
Nearly every establishment involved in selling food and beverages – from take-out restaurants to fine dining facilities, and from coffee cafes to full-service bars – can benefit from a comprehensive restaurant insurance plan.
When undertaking a remodeling project, people often forget to review their insurance needs, too. Whether your renovation budget is large or small, you are adding to the value of your home and increasing your exposure to risk.
Although it is best practice to review your insurance policy regularly and make changes whenever necessary, we do understand that the running of a business can sometimes take over, leaving minimal time to evaluate