Workers' Compensation Insurance

Workers' Compensation insurance typically only covers injuries or illnesses when they occur as a result of duties performed on the job or while at work. Examples of injuries that may be covered by workers' comp include injuries caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining injury due to fires or explosions.
Workers' Compensation insurance from INSURIA covers:

• Accidental death indemnity
• Partial &/or Total permanent Disablement
• Medical costs
• Daily indemnity

Who needs Workmen Compensation insurance?

Workers' compensation insurance is a mandatory type of insurance required by law in Lebanon according to Labor Law Decree number 136 dated 16/09/1983, employers are liable towards their employees following any work related accident.
Workers' compensation insurance can also protect your business from being sued by employees for workplace conditions that can cause an injury or illness.
Workers' compensation programs do not provide coverage for injuries that occur while an employee is not acting within the scope of employment - such as playing football with friends on a day off.

Protect your business now from employee injuries & illnesses
As an insurance Broker, we can do the shopping for you, apply applicable discounts, and – most importantly – make sure you have the right policy for your situation.