Life Insurance:

Life insurance isn't for you—it's for your family. Life insurance offers financial protection to your dependents in the event of your death.
The financial future of your loved ones can be secure with the right life insurance policy. An untimely death can leave the burden of paying numerous expenses on your family. Life insurance helps alleviate this burden by paying money directly to your beneficiaries. It can help cover your family's daily living expenses and help them maintain their standard of living. It can be used to fund child care and education and to pay off outstanding household debts, including credit cards, automobile loans, and mortgages.

Rates vary depending on the type of life insurance coverage you choose and the length of time you wish to be covered. In addition, rates are typically lower the younger and healthier you are when you purchase the policy.

Reached a milestone? We’re on hand to help

Starting a family is an exciting time, but also one when there’s a lot more to think about. And when you reach your 50s, you might want to think about leaving something for your family when you’re gone. It pays to be prepared – and luckily we’ve got options for both scenarios.

What policies do Insuria offer?

With customized coverage, to suit any budget, Insuria offers you three main types:

Term Life Insurance is primarily used for temporary coverage and is typically purchased for a specific amount of time. Once a term life insurance policy expires, you must re-qualify for coverage based upon your current age and health conditions. The premiums on the renewal policy will most likely be higher due to increases in the age of the insured. Benefits from a term life policy are paid to the beneficiaries only if the insured dies within the specified period of time for which the policy was written. Term life insurance does not build a cash value.
Term Life Insurance

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Difference between Term Life Insurance and Whole Life Insurance

The Difference between Term Life Insurance and Whole Life Insurance

There are two main types of life insurance. Term life insurance offers protection for your loved ones for a specified period of time. Whole life insurance policies do not expire; they are intended to protect you for your entire life. Some types of these policies accumulate cash value. Read on to find out which may be right for you.

Life Insurance Intro

Everything you need to know about Life insurance

When you buy life insurance, you enter into a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make periodic payments, called premiums. The premium amount is based on factors such as your age, gender, medical history, and the dollar amount of life insurance you purchase.